For those in Texas, auto insurance is a legal requirement. However, Texas drivers are also required to show proof that they can pay for expenses related to any accidents they cause. Insurance coverage is a reliable way for drivers to protect themselves in case of an accident. Additionally, when you buy a car through a loan, more often than not, lenders require some level of coverage. Thus, although auto coverage is a choice for many Texans, it is usually the most convenient and safe choice. At Jet Insurance Group, we want to help you get auto insurance that enables you to prevent financial ruin in the case of an accident.
Auto insurance is crucial because it protects you when accidents or other unexpected incidents happen. Cars are a significant investment, but when you are uninsured, they can become a big nightmare.
There are a range of coverage options that people can choose from when they decide to get auto insurance. There are plenty of coverage options, but the most prominent are liability coverage, collision coverage, and comprehensive.
Liability coverage pays for the damage to another person's car and medical expenses if you've caused an accident. Under Texas law, people are required to have 30/60/25 coverage. This means that they have to have at least $30,000 of coverage for injuries per person, which can go up to $60,000 per accident, and at least $25,000 coverage for property damage.
When you have collision coverage, your car is protected. After an accident, your insurer will pay to repair or replace your vehicle up to a certain amount as defined by your policy. This coverage is useful because it helps protect your investment in your car.
Comprehensive coverage offers more extensive protection. Collision coverage focuses on car collisions, but comprehensive coverage pays for repairs or replacement in other incidents like floods, fires, vandalism, or other damaging incidents.
Jet Insurance Group offers auto insurance for customers across Texas. Our goal is to help each individual or family find the insurance policies that suit their circumstances. If you want to learn more about your auto insurance options, contact us, and we'll be happy to get you started. You can also check out our insurance quotes page.
